For more information, visit the Federal Trade Commission website and. If appropriate, implement a fraud alert or credit freeze with one of the three credit bureaus this is free and may be included if credit monitoring is provided post breach. Check your online statements regularly and often. Monitor activity on your financial and credit card accounts.This includes mobile and other internet-connected devices. Prevent infections by updating critical software as soon as patches or new operating system versions are available. Additionally, Equifax said that credit card numbers for about 209,000 people were exposed, as was "personal identifying information" on roughly 182,000 customers involved in credit report disputes." ( Giant Equifax data breach: 143 million people could be affected). According to CNN: "Cyber criminals have accessed sensitive information - including names, social security numbers, birth dates, addresses, and the numbers of some driver's licenses. The information below was sent to the IT Security Community and Frontline Notify groups on September 8, 2017.Įquifax, one of three nationwide credit-reporting companies, has announced a data breach affecting as many as 143 million Americans. Reference: 5 things to do right now if you're worried about the Equifax hack (CNN, 9/10/17) September 8, 2017, Notice About Equifax Data Breach The charge varies by state, but commonly ranges from $5 to $10. In addition, you will be charged a fee to freeze your account. If you want to take out a loan or open a new credit card, you'll have to contact the reporting agency to temporarily lift the freeze. Though this is a worthwhile action, it can cause you inconvenience. A credit freeze blocks anyone from accessing your credit reports without your permission. Freeze your credit (be aware this can be inconvenient).Note that most credit monitoring services only track your credit reports they do not monitor and alert you to suspicious activity on your credit card or in your bank accounts. The University of Michigan provides optional credit monitoring and identity theft services to employees through CyberScout with annual enrollment in the U-M Legal Services Plan. Sign up for a credit monitoring or identity theft protection service.Delete any suspicious emails or posts, and get information only from legitimate sources. Scammers and others have been known to use data breaches and other incidents to send emails and posts related to the incident to lure people into providing sensitive information. See Turn On Two-Factor for Weblogin and Two-Factor for Your Personal Accounts. Two-factor protects your most valuable accounts, including email, social media, and financial. Use two-factor wherever you have the option to do so. Turn on two-factor for Weblogin and for personal accounts.You can request a copy of your credit report at. Under federal law you are allowed to request a free copy of your credit report once a year from each of the three credit reporting agencies: Equifax, Experian, and TransUnion. This happens, for example, if someone tries to open a new credit card or apply for a loan in your name. This will let you see if anyone has requested a check on your credit. It is always a good practice to check your online statements regularly and often. Monitor your financial and credit card accounts to look for any suspicious activity. Keep an eye on bank account and credit card statements.You will need to remember to renew it you will not be notified when it expires. The alert will last for 90 days and can be renewed. This means you'll be contacted if someone tries to apply for credit in your name. You can put a fraud alert on your credit report for free by contacting one of the credit agencies, which is required to notify the other two. Put a fraud alert on your credit report.Information Assurance recommends that anyone who may have been affected by the Equifax data breach take the following five actions: FTC Consumer Information: Equifax Data Breach: Beware of Fake Settlement Websites (7/29/19).FTC warns of scammers using fake sites for Equifax settlement claims (The Hill, 7/31/19).There have been reports of scammers directing people to fake settlement websites: Additional information is available at Federal Trade Commission: Equifax Data Breach Settlement. The deadline for submitting is January 22, 2020. For details, to find out if you were affected, and to submit a claim, go to the Equifax Data Breach Settlement Website. If you were affected by the Equifax data breach, you can now file a claim for free credit monitoring or alternative reimbursement or for out-of-pocket losses.
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